Summer may be coming to an end, but hurricane season is just getting into full swing. Hurricanes and other storms can generate tremendous winds that damage homes and property. Fences are a common victim of these winds. The winds can bend fences, rip off pieces, and knock fences down. That is why it is important to have a plan in case you get a storm that does cause damage to your fence.
What to do after a storm
First, after you have a big storm, you want to check the fence for damage. This is especially important if you have pets or children. Check to make sure your fence is intact before letting them out into a fenced yard. Walk around the property to see if the fence is missing any pieces. Has the fence been blown over, lost pieces, or experienced other damage? If so, you are going to need to complete repairs.
Next, depending on how damaged your fence is, you may want to look at your homeowner’s insurance. Generally, your homeowner’s insurance will cover the cost of a wind damaged fence. However, you may have a deductible that applies. Repairs rarely meet the amount of a deductible, though a cost of a new fence might. You can check on deductibles and get estimates for repairing or replacing your fence, so you can decide whether or not to use your homeowner’s insurance.
Deciding whether to replace or repair is not just about your insurance. Depending on the damage to your fence and the type of fencing that you have, you may have a problem getting the same type of fencing. If your fence is older, it may be time to replace it anyway. If you have had your fence repeatedly damaged in storms, you may want to think about replacing it with a different type or style of fencing. In high wind areas, you want sturdy materials, but you also want gaps in the fence so that the wind can pass through it.
Whether you are fixing your fence yourself or paying someone else to do it, you may have problems getting supplies right after a storm. If a bad storm has hit your area, then the demand for fencing supplies and labor is going to be extremely high. Therefore, you may find yourself waiting for a repair. Fencing companies can prioritize you, but if you can wait till the rush has subsided, you may have more options.